KiwiSaver Advice and Retirement Planning in Hawke’s Bay
We all know that we can’t rely on the Superannuation scheme. With our aging population, who knows what the Government will be able to offer in the future?
For many, particularly those employed, KiwiSaver is the ideal way to save for their retirement. However many still just have the plan that their bank offers. Even then they may well not be in the right fund. You can do so much better than the banks, and improving your investment performance by just a couple of percent a year will make a huge difference to your retirement.
Talk to us to see how we can help you onto the right track.
KiwiSaver Advice and Retirement Planning in Hawke’s Bay
At LMS Insure, we believe that a well-structured financial plan is the cornerstone of achieving your life goals. With a strong presence in Hawke’s Bay and a commitment to helping individuals and families build secure financial futures, our experienced advisers provide personalised financial planning services that align with your aspirations, lifestyle, and long-term objectives.
Why KiwiSaver Matters?
KiwiSaver is a voluntary, work-based savings initiative designed to help New Zealanders prepare for retirement. With over 2 million participants, it’s a cornerstone of many Kiwis’ retirement plans. However, simply enrolling isn’t enough; making informed choices about your KiwiSaver account can significantly impact your financial future.
Our KiwiSaver Services
Fund Selection
Guidance on choosing a fund that aligns with your risk tolerance and retirement objectives.
Contribution Strategies
Advice on optimal contribution rates to maximize returns and government incentives.
First Home Withdrawal
Assistance with using your KiwiSaver account for purchasing your first home.
Retirement Planning
Developing strategies to ensure your KiwiSaver savings support your desired retirement lifestyle.
Regular Reviews
Ongoing assessments to adapt your KiwiSaver plan to changes in your life and financial markets.
Benefits of
Choosing
LMS Insure & Invest
Local Expertise
Being based in Hawke’s Bay, we have a deep understanding of the community's unique needs and challenges.
Comprehensive Services
Our wide range of insurance products ensures that all aspects of your domestic protection are covered.
Trusted Advisers
Our team comprises seasoned professionals committed to providing honest and transparent advice.
Accessible Support
We are available 24/7 and can meet at a time and place that suits you, including virtual consultations.
Our Approach to KiwiSaver Advice
At LMS Insure & Invest, we prioritize understanding your individual financial situation and aspirations:
- Personalised Consultation: We begin with a comprehensive discussion to assess your current financial status, goals, and risk tolerance.
- Tailored Strategies: Leveraging our extensive experience, we develop investment plans that align with your objectives and adapt to market conditions.
- Ongoing Support: We provide regular reviews and updates to ensure your investment strategy remains effective and aligned with your evolving needs.
Meet Our KiwiSaver Expert: Peter Seligman
Peter Seligman brings over two decades of global financial planning experience, having worked in the UK and Singapore before joining LMS Insure & Invest in Hawke’s Bay.
He specializes in investment management, KiwiSaver, financial scenario planning, and UK pension transfers (QROPS). Peter is committed to helping clients feel confident about their financial futures through tailored guidance and actionable strategies.
Our clients' satisfaction reflects our commitment to excellence!
Hear from our clients
“James provided clear and concise advice, making the insurance process straightforward and stress-free.”
“Adam’s expertise and attention to detail ensured we had the right coverage for our family’s needs.”
“Peter helped with QROPS, pensions, and retirement planning—highly recommended for expert guidance.”