Comprehensive Farm Insurance Services in Hawke’s Bay
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At LMS Insure & Invest, we understand the unique challenges and risks that come with running a farm – from unpredictable weather and natural disasters to machinery breakdowns, livestock loss, and property damage.
Our team works closely with farmers throughout Hawke’s Bay, including Hastings, Central Hawke’s Bay, Napier, Waipukurau, and surrounding rural communities, to deliver tailored farm insurance solutions that safeguard your livelihood and assets. Whether you manage a small lifestyle block or a large-scale farming operation, we take the time to understand your business and provide cover that’s built around your needs, so you can focus on running your farm with confidence.
Comprehensive Farm Insurance Services in Hawke’s Bay

At LMS Insure, we believe that a well-structured financial plan is the cornerstone of achieving your life goals. With a strong presence in Hawke’s Bay and a commitment to helping individuals and families build secure financial futures, our experienced advisers provide personalised financial planning services that align with your aspirations, lifestyle, and long-term objectives.
Why Farm Insurance Matters
Farming is the backbone of Hawke’s Bay’s economy, but it’s also exposed to various risks such as natural disasters, equipment breakdowns, and livestock diseases. Comprehensive farm insurance ensures that your operations can withstand unforeseen events, providing financial stability and peace of mind.
Our Farm Insurance Offerings
Farm Property Insurance
Livestock Insurance
Crop Insurance
Business Interruption Insurance
Liability Insurance
Benefits of
Choosing
LMS Insure & Invest
Local Expertise
Being based in Hawke’s Bay, we have a deep understanding of the community's unique needs and challenges.
Comprehensive Services
Our wide range of insurance products ensures that all aspects of your domestic protection are covered.
Trusted Advisers
Our team comprises seasoned professionals committed to providing honest and transparent advice.
Accessible Support
We are available 24/7 and can meet at a time and place that suits you, including virtual consultations.
Our Approach to Personal Insurance
At LMS Insure & Invest, we prioritize understanding your individual farming operations:
- Personalised Consultation: We begin with a comprehensive discussion to assess your current situation, future goals, and potential risks.
- Tailored Solutions: Leveraging our extensive experience, we design insurance plans that provide optimal coverage and value.
- Ongoing Support: We regularly review and adjust your insurance portfolio to ensure it remains aligned with your evolving needs.
Meet Our Financial Planning Experts

James Mackie
With LMS Insure since 2006, James specialises in life and health insurance, offering personalised solutions to meet clients’ unique needs.

Adam Stoddart
Joining LMS Insure in 2019, Adam brings a wealth of experience in general insurance, focusing on providing comprehensive coverage for individuals and families.
Our clients' satisfaction reflects our commitment to excellence!
Hear from our clients
“James provided clear and concise advice, making the insurance process straightforward and stress-free.”
“Adam’s expertise and attention to detail ensured we had the right coverage for our family’s needs.”
“Peter helped with QROPS, pensions, and retirement planning—highly recommended for expert guidance.”