Domestic Insurance Services in Hawke’s Bay
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At LMS Insure & Invest, we understand that your home, belongings, and lifestyle are among your most valuable assets. Our team is committed to helping homeowners and renters across Hawke’s Bay — including Hastings, Napier, and Waipukurau — protect what matters most through personalised domestic insurance solutions.
Whether you’re insuring your home, contents, rental property, or vehicles, we provide expert advice and tailored cover to suit your individual needs and circumstances.
Domestic Insurance Services in Hawke’s Bay

At LMS Insure, we believe that a well-structured financial plan is the cornerstone of achieving your life goals. With a strong presence in Hawke’s Bay and a commitment to helping individuals and families build secure financial futures, our experienced advisers provide personalised financial planning services that align with your aspirations, lifestyle, and long-term objectives.
Why Domestic Insurance Is Essential
Our Domestic Insurance Offerings
We offer a comprehensive range of domestic insurance products designed to provide holistic protection:
Home Insurance
Contents Insurance
Landlord Insurance
Vehicle Insurance
Provides coverage for cars, motorcycles, and other vehicles against accidents, theft, and third-party liabilities.
Boat Insurance
Offers protection for boats and marine equipment against damages, theft, and liability claims.
Benefits of
Choosing
LMS Insure & Invest
Local Expertise
Being based in Hawke’s Bay, we have a deep understanding of the community's unique needs and challenges.
Comprehensive Services
Our wide range of insurance products ensures that all aspects of your domestic protection are covered.
Trusted Advisers
Our team comprises seasoned professionals committed to providing honest and transparent advice.
Accessible Support
We are available 24/7 and can meet at a time and place that suits you, including virtual consultations.
Our Approach to Personal Insurance
At LMS Insure & Invest, we prioritize understanding your individual needs and circumstances:
- Personalised Consultation: We begin with a comprehensive discussion to assess your current situation, future goals, and potential risks.
- Tailored Solutions: Leveraging our extensive experience, we design insurance plans that provide optimal coverage and value.
- Ongoing Support: We regularly review and adjust your insurance portfolio to ensure it remains aligned with your evolving needs.
Meet Our Financial Planning Experts

James Mackie
With LMS Insure & Invest since 2006, James specialises in life and health insurance, offering personalised solutions to meet clients’ unique needs.

Adam Stoddart
Joining LMS Insure & Invest in 2019, Adam brings a wealth of experience in general insurance, focusing on providing comprehensive coverage for individuals and families.
Our clients' satisfaction reflects our commitment to excellence!
Hear from our clients
“James provided clear and concise advice, making the insurance process straightforward and stress-free.”
“Adam’s expertise and attention to detail ensured we had the right coverage for our family’s needs.”
“Peter helped with QROPS, pensions, and retirement planning—highly recommended for expert guidance.”