Domestic Insurance Services in Hawke’s Bay

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At LMS Insure & Invest, we understand that your home, belongings, and lifestyle are among your most valuable assets. Our team is committed to helping homeowners and renters across Hawke’s Bay — including Hastings, Napier, and Waipukurau — protect what matters most through personalised domestic insurance solutions.

Whether you’re insuring your home, contents, rental property, or vehicles, we provide expert advice and tailored cover to suit your individual needs and circumstances.

Domestic Insurance Services in Hawke’s Bay

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At LMS Insure, we believe that a well-structured financial plan is the cornerstone of achieving your life goals. With a strong presence in Hawke’s Bay and a commitment to helping individuals and families build secure financial futures, our experienced advisers provide personalised financial planning services that align with your aspirations, lifestyle, and long-term objectives.

Why Domestic Insurance Is Essential

Life is unpredictable, and unforeseen events like natural disasters, theft, or accidents can have significant financial implications. Domestic insurance acts as a safety net, ensuring that you and your loved ones are protected against such uncertainties. Whether it’s covering repair costs, replacing stolen items, or providing temporary accommodation, the right insurance plan offers peace of mind and financial stability.

Our Domestic Insurance Offerings

We offer a comprehensive range of domestic insurance products designed to provide holistic protection:

Home Insurance

Covers your home’s structure against damages from events like fires, storms, and earthquakes.

Contents Insurance

Protects your personal belongings, including furniture, electronics, and valuables, against theft, loss, or damage.

Landlord Insurance

Designed for property owners, this covers rental properties against damages, loss of rental income, and liability claims.

Vehicle Insurance

Provides coverage for cars, motorcycles, and other vehicles against accidents, theft, and third-party liabilities.

Boat Insurance

Offers protection for boats and marine equipment against damages, theft, and liability claims.

Benefits of
Choosing
LMS Insure & Invest

Local Expertise

Being based in Hawke’s Bay, we have a deep understanding of the community's unique needs and challenges.

Comprehensive Services

Our wide range of insurance products ensures that all aspects of your domestic protection are covered.

Trusted Advisers

Our team comprises seasoned professionals committed to providing honest and transparent advice.

Accessible Support

We are available 24/7 and can meet at a time and place that suits you, including virtual consultations.

Our Approach to Personal Insurance

At LMS Insure & Invest, we prioritize understanding your individual needs and circumstances:

  • Personalised Consultation: We begin with a comprehensive discussion to assess your current situation, future goals, and potential risks.
  • Tailored Solutions: Leveraging our extensive experience, we design insurance plans that provide optimal coverage and value.
  • Ongoing Support: We regularly review and adjust your insurance portfolio to ensure it remains aligned with your evolving needs.

Meet Our Financial Planning Experts

James Mackie

With LMS Insure & Invest since 2006, James specialises in life and health insurance, offering personalised solutions to meet clients’ unique needs.

Adam Stoddart - General and personal insurance adviser

Adam Stoddart

Joining LMS Insure & Invest in 2019, Adam brings a wealth of experience in general insurance, focusing on providing comprehensive coverage for individuals and families.

Our clients' satisfaction reflects our commitment to excellence!

Hear from our clients

“James provided clear and concise advice, making the insurance process straightforward and stress-free.”

Sarah Thompson

“Adam’s expertise and attention to detail ensured we had the right coverage for our family’s needs.”

Michael and Lisa Brown

“Peter helped with QROPS, pensions, and retirement planning—highly recommended for expert guidance.”

Scott Sykes

Get Started Today

Protect your future with LMS Insure & Invest's personal insurance services. Contact us to schedule a consultation and discover how we can help you achieve peace of mind.